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Hidden Gem

Actual Budget

Curated by Surfaced EditorialΒ·Regularly updated

An open-source, local-first personal budgeting app inspired by YNAB's envelope budgeting method. It runs on your own device or server with optional sync across machines.

Why It’s Useful

It gives you a powerful zero-based budgeting system without the monthly subscription of YNAB. The local-first approach means your financial data never touches a third-party cloud.

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